How Many Credit Reports Do I Have

Hi John, ok, what’s the real deal about credit reports? How many do I have? Beverly

The Answer, Bev you’ve just identified one of most prevalent myths about credit reporting. The general consensus is that you have 3 credit reports, one each from Experian, TransUnion and Equifax. That’s incorrect. You actually have 4. Add Innovis Data Solutions to the list. You can get a copy of that report here.